Q: What if I'm injured and the accident is my fault?
You are entitled to "no fault" benefits, sometimes called "Part 7" benefits , as they are defined in Part 7 of ICBC's regulations.
No fault benefits pay you limited income replacement (3/4 of your normal weekly earnings up to a maximum of $300.00 a week) and rehabilitation costs such as physiotherapy and medication up to a limit of $150,000.
One thing no fault benefits do not cover is user fees for physiotherapy or chiropractors. You will have to pay those yourself.
There is no payment for pain and suffering if the accident is your fault.