What You Need to Know Before Giving a Statement to ICBC
If you CHOOSE to give a STATEMENT to an ICBC adjuster following your car accident, you'd better know what you're doing.
Understand that any STATEMENT you give may potentially provide ICBC with a foundation to DENY/DEFEAT your injury claim.
So, if you're going to CHOOSE to provide ICBC with a STATEMENT you'd better be properly prepared.
Take the time to read and think carefully about the following 10 TIPS:
1) Answer any questions truthfully;
2) Keep your answers focused and to the point;
3) Answer the questions you're asked. Don't simply, "tell your story";
4) Do not answer a question you don't understand. Make sure you're clear on the question before you answer;
5) Do not guess or assume answers. This particularly applies to dates, times, distances, speeds, amounts;
6) If you're unable to estimate, don't;
7) Do not use words that have an absolute meaning, such as "never" or "always";
8) Have a witness present when you're speaking with the adjuster;
9) Don't sign a statement unless you're 100% satisfied with its contents;
10) Always ask for a copy of any statement you provide.
Here's the thing, It's very hard to claim, at a future point in time, that what you said in your signed statement to ICBC was "incorrect". Or that you weren't "thinking clearly" when you gave your signed statement to an ICBC adjuster.
So. If you CHOOSE to provide ICBC with a statement be sure that you follow the 10 TIPS setout above.
And please understand.
YOU ARE UNDER NO LEGAL OBLIGATIONT TO MEET WITH AN ICBC ADJUSTER TO PROVIDE A STATEMENT
You can CHOOSE to hire a personal injury lawyer immediate following your accident.
Some personal injury lawyers will prepare and provide ICBC with a statement on behalf of their client.
That way the client never needs to meet with an ICBC adjuster to provide their statement.
Interested in discussing your options as far as giving your statement to ICBC is concerned?
Call me at 604-255-9018 or send me an e-mail at j[email protected]
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