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McComb Witten Marcoux

Understand What Lending Your Car Means

Jeffrey S. Witten, B.A., LL.B.
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Personal Injury Lawyer at McComb Witten Marcoux

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Generosity of spirit is a beautiful thing !

I'd even go as far as to say that many of us are far too stingy with both our time and money.

It wouldn't hurt most of us to give a bit more to others.

That being said, you should be aware of one very serious exception to the " BE GENEROUS" rule.

Don't be too generous about lending out your car.

Why ?

Did you know that if you lend someone your car and they get into an accident the amount you pay for auto insurance might very well go up ?

That's right.

The auto insurance you buy from ICBC is connected to your vehicle. In other words, the insurance coverage provided by the policy of insurance is in place to cover problems that arrise from the use of your vehicle. And if you permit someone to operate your car, that policy of insurance comes into play ( there are some exceptions to this statement but that's the general idea).

So, if you lend someone your car and they cause an accident you're on the hook.

What's the bottom line here ? Think twice before you lend your car to a friend.

Category: Car Accidents

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