Negotiating a Settlement of Your Injury Claim with ICBC
Your friends have told you it's drop dead simple.
You just ask for twice what you're looking for. And the ICBC adjuster will serve up the amount you want on a platter.
Negotiating a settlement of your injury claim with ICBC requires some planning and some thought.
So before you start negotiating a settlement here's a few things to consider:
1. How are you going to justify the amount you are looking for by way of a settlement?
- have you done any research to determine what people with similar type cases have received in the past?;
- do you have copies of your medical records so that you make reference to what they say when speaking to your adjuster?;
- have you got a letter from your employer to justify the amount you're seeking for lost wages?;
- do you have receipts to back up the amount you've spent for medication, physiotherapy, massage therapy etc.?
2. Have you thought about how to handle the most common reasons ICBC adjusters use to try and diminish a settlement?
- you're partially responsible for your own injuries;
- your injuries aren't new, they're just an aggravation of a previous injury;
- the time you took off work was excessive for your injuries;
- the amount you're asking for pain and suffering is way too high.
3. Do you have a bottomline?
- Before negotiations begin you need to know where you headed. Otherwise it's like going on a roadtrip without a destination;
- Have you thought about what you're going to do if ICBC isn't prepared to pay your bottomline amount?
- Have you developed a strategy which will allow you to negotiate back and forth a few times with the adjuster before hitting your bottomline?
Here's the thing, negotiating a settlement of your injury claim with ICBC may not be as simple as you think. Don't just jump on the phone and "wing-it".
Do some thinking and planning before you even attempt to negotiate a settlement of your claim.
McComb Witten Personal Injury Lawyers
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