First meeting with ICBC - "Your Statement"
Like anything else that you've never done before its kind of unnerving.
What's going to happen? What should I say or not say?
OK. Let's we peel back the onion. And give you a birds eye view of what happens if you go in to meet with an ICBC adjuster following a car accident.
So. Once you've reported you claim to ICBC Dial A Claim they'll likely want you to go in and meet with an adjuster.
But what most people don't know is that you're under no obligation to attend this meet. In fact, many of my clients hire me before ever meeting with an ICBC adjuster. The bottomline is that you have a choice.
But for purposes of our talk here, why don't we just assume that you've decide to go in and attend this first meeting with ICBC.
I think you'd agree that before you show up you should have a pretty good understand of what's like to happen.
So here goes.
First, you'll likely be asked to describe your accident in as much detail as you can.
Then the adjuster will want you to describe all the injuries you say were caused by your accident.
As well, the ICBC adjuster will want to find out the details of: what you do for a living; your recreational/sporting activities; what chores you do at home and your medical history.
The story behind the story is that the ICBC adjuster is trying to gather as much information as possible. Because they never know what might be of use to them later on.
And after you've provided all this information, the ICBC adjuster will write it all down and ask you to sign, " Your Statement.
This "Statement" then becomes the foundation of your injury claim.
So be careful!
Make sure that you've gone over "Your Statement" with a fine tooth comb before you sign it. Have you described everything accurately? Is it clear?
Signing a Statement that contains factual errors or which doesn't set out the matters being discussed can seriously damage your claim.
Interested in talking about things before you go in and see ICBC ?
Call me at 604-255-9018 or e-mail me at [email protected]
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