Failure to Wear A seat belt - It'll Cost You
The two issues are seperate but related.
Firstly, seat belts save lives. It"s a fact. And as such it's illegal in B.C. to ride in a vehicle without wearing one.
Here's the thing. Riding in a vehicle without wearing a seat belt is like playing human projectile. Nothing more. Nothing less.
Secondly, if you get injured in a car accident and attempt to make a claim for compensation ( ICBC injury claim), the fact that you weren't wearing a seat belt may cost you.
Its called "contributory negligence". In simplest terms, "contributory negligence" is the legal theory that you contributed towards causing your injuries and should be penalized as a result.
Now, you should understand that its up ICBC to prove that your failure to wear a seat belt contributed to your injuries. And if ICBC is successful in doing so the case law indicates that a judge will often reduce the compensation you're entitled to by something in the order of 25%.
Feel free to call me if you want to discuss the question of how seat belt usage might impact your ICBC injury claim.
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